Human Life risks Management
Insurance
Insurance may thus be considered as a process by which the losses of a few, who are unfortunate to suffer such losses, are shared amongst those exposed to similar uncertain events / situations.
urance is only one of the methods by which individuals may seek to manage their risks. Here they transfer the risks they face to an insurance company. However there are some other methods of dealing with risks.
we all investment in Fixd deposits for secure investment .and polar investment is corporate boand and g sec that also safe investment but there low return then we go to investment in mutual Funds that give high returns. we talke her return from investment of money from different investment instrument and return.
another thing is risk that involved in all these invest like interst rat risk in fixd deposits and bond also market risk in mutual funds that involve in all investment instrument .we know that risk and mangers these risk management through professional and self.
We forget risk that risk is related to human .
that risk involved with Life and health. that uncertainty in involve with our life and health.
we forget that risks management.
Life insurance is one of the products that manages that uncertainty.
our company Edelweiss Tokio life insurance company come with innovative products that is active income plan.
That plan cover human risk that involves in his life
Life Risk -After Life our family income is good for several.
Health Risk- that is come any time of life
income Risk- that in older as of every human come.
That risk management is made by Insurance.
all these cover our products.
Risk management Life After my family condition risk
Rider Family income Benefit
In this risk management we talk on premiums are waived and plan continues other thing is we get Guaranteed income and cash bonus. Insured getting Diagnosed with covered critical Illness benefit.That is with selecting family income benefit option .
Risk management Income risk
That cover whole life Active Income cover 99 year that is not ended that go to your next generation as death benefit.
Income as cash Bonus after 1 year of premium
Pay only for 12 years &generate lifelong second income from 2nd year
Guaranteed Income Cas bonus
So many thing present in enviroment to effect our life that come sudden come in our life as diseases and risk factors that cause them is vital for health decision making and planning .
In risk management we calculate risk make planning for management that risk .
Health insurance is on of products that use in human life health related proglem solutions.
Health insurance helps i cover all health related risk management so many company provide facilities that is cash less.
In current covid-19 pandemic IRDA guide all insurance company to the include covid-19 cover in his products.
For investment take proffessional guide from inssurance adviser
Safe investment and correct investment
Pramod Kumar
Business Manager Edelweiss Tokio Tokio life insurance
7903812430
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